SoFi Mortgage Refinance

Refinance your mortgage and save—without the hassle. Get a competitive rate without any hidden fees.

SoFi Money

An account for spending and an account for saving. Instant access to your money through the SoFi Money World Debit Mastercard.

SoFi Personal Loans

Low fixed rates, starting at 5.99%, 0.25% discount with Auto-Pay. Loans from $5,000 to $100,000.

SoFi Student Loan Refinance

Low fixed or variable rates, 0.25% discount with Auto-Pay. Loan minimum $5k, no maximum.

SoFi Credit Card

It's a credit card unlike any other. Earn 2.00% unlimited cash back towards your financial goals.1. Plus there's no annual fee2.

1 You can earn rewards points of 1% of all eligible purchases. If you elect to redeem points as cash deposited into your SoFi Money® account, for shares in your SoFi Invest® account, or as payments to a SoFi Student or Personal Loan, then SoFi will match the value with an additional 1% in cash, so you will receive a total of 2% cash back. For more details, please see Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC.

2 See Pricing Terms & Conditions on the reserve side. Lower your APR: Once a customer makes 12 on-time payments, of at least the minimum payment due, on the SoFi Credit Card, SoFi will reduce the APR by 1% for so long as you continue to make such payments.

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